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Event·Settlement

The Card Game Debt

A young woman approaches you with red-rimmed eyes and a desperate look. "You look like you handle yourself. I owe a man named Cutter eighty caps from a card game last night. He says if I don't pay by sundown, he's taking my tools. My tools are my livelihood - I'm a leatherworker. Without them I've got nothing."

She has forty caps. She needs eighty.

Choices

  1. 1

    Give her the forty caps she needs. Nobody should lose their livelihood over a card game.

    no requirement
    Success

    You count out forty caps and press them into her hand. She stares at you for a long moment, then nods once. "I'll pay you back. I swear it." She runs off toward wherever Cutter is waiting. You have forty fewer caps and a debt that may or may not come home.

    Failure
  2. 2

    Decline. You can't solve everyone's gambling debts.

    no requirement
    Success

    You shake your head and she accepts it without argument - she's heard 'no' before today. She walks away, shoulders hunched. You wonder if Cutter is actually dangerous or if eighty caps is just the cost of a lesson about card games.

    Failure
  3. 3

    You know how debt collection works in settlements. There might be a smarter solution than paying cash.

    Success

    You ask to see her tools. They're good - hand-stitched leather awl set with bone handles, professional grade. You take them to Cutter yourself and explain that these tools are worth two hundred caps to the right buyer, and if he takes them, she can't earn the eighty she owes. You offer to guarantee the debt if he gives her two more days. Cutter, who is a businessman before he's a bully, agrees. You've bought her time using his own greed.

    Failure

    You try to negotiate with Cutter, but he sees through you immediately. "You her friend? Then you pay." He doesn't care about leverage or logic - he cares about eighty caps by sundown. You've just made the situation more personal without solving it.

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